Competitive Commercial Lending Agency, Mortgage Broker, Private Lenders & Residential Lending Company In Golden Acres, TX

Prodigy Commercial Lending is an equity-based lender. We relieve you of the pressure to meet fixed loan payment deadlines. We lend hard money for both commercial and residential investment loans. Additionally, we work with real estate agents, brokers, and borrowers across the United States.

As direct lenders, we’re able to make quick decisions on loans, unlike others who may require weeks to make a decision. Thus you do not have to wait for a long time for the loan. Hard money lenders may give six to eighteen-month loans. At Prodigy Commercial Lending, we prefer to do longer loans that we can fund within 7 to 10 days after the appraisal is received and then reviewed. We also process all types of loans. Anyone can do these easy loans we prefer to make the decisions on more complicated loans regardless of how complicated they are. If you have a lot of equity, Prodigy Commercial Lending can find a way to make the loan. We love helping customers that the banks have turned down. 

Our Rates

Our rates will vary depending on the particular type of property (apartments, retail, land, warehouses, special purpose, residential, commercial, and office buildings). Other factors include the term of the loan, the risk assessment, and the financial condition of the person who is borrowing the money. In general, lender fees, interest rates, and other fees will be fully dependent on the risk evaluation for each loan.

We base our loans on the equity of the property. We’ll review the income however; it’s not a serious factor. Prodigy Commercial Lending will work closely with you regarding your payments. We like loans that range from $80,000 to as high as $5,000,000. Therefore we pay out several thousand monthly referral fees to our brokers and real estate agents. 

Equity Financing May Be the Answer

A lot of borrowers have problems getting approved for financing in the market today. For this reason, we have what is referred to as equity financing or hard money loans. These loans are based upon the equity that is within your home or property instead of the credit-worthiness of the borrower. It doesn’t affect the debt to income ratio for the borrower. These loans are quickly approved and easy to procure. They are quickly funded and it typically only takes about 10 days for them to be given after the appraisal.

Hard money loans may help to solve the immediate problem, even if you’ve already been turned down elsewhere. We can help you to make short term loans that will last from one to three years. These loans use real estate equity as the collateral for both commercial and residential investments

Proven Success

At Prodigy Commercial Lending, we’ve been investing in both commercials as well as residential real estate in the state of for well over 40 years. With so many years of hands-on experience in financing real estate, we’re confident that we can offer you a loan that will help you to move forward with your purchase or cash out. We’re based on assets and we want you to know that you can do this.

If you need fast cash out, give us a call at Prodigy Commercial Lending today! We are always here for you.

We service the following zip codes and surrounding areas:
77001, 77002, 77003, 77004, 77006, 77007, 77009, 77010, 77011, 77012, 77013, 77015, 77016, 77017, 77019, 77020, 77021, 77022, 77023, 77026, 77028, 77029, 77030, 77033, 77034, 77037, 77039, 77044, 77047, 77048, 77049, 77050, 77051, 77052, 77054, 77058, 77059, 77061, 77062, 77075, 77076, 77078, 77087, 77089, 77093, 77097, 77201, 77202, 77203, 77204, 77205, 77206, 77207, 77208, 77209, 77210, 77212, 77213, 77215, 77216, 77217, 77218, 77219, 77220, 77221, 77222, 77223, 77224, 77225, 77226, 77227, 77228, 77229, 77230, 77231, 77233, 77234, 77235, 77236, 77237, 77238, 77240, 77241, 77242, 77243, 77244, 77245, 77248, 77249, 77251, 77252, 77253, 77254, 77255, 77256, 77257, 77258, 77259, 77261, 77262, 77263, 77265, 77266, 77267, 77268, 77269, 77270, 77271, 77272, 77273, 77274, 77275, 77277, 77279, 77280, 77281, 77282, 77284, 77287, 77288, 77289, 77290, 77291, 77292, 77293, 77297, 77298, 77299, 77315, 77501, 77502, 77503, 77504, 77505, 77506, 77507, 77508, 77518, 77520, 77521, 77522, 77530, 77536, 77546, 77547, 77549, 77562, 77565, 77571, 77572, 77573, 77574, 77578, 77581, 77584, 77586, 77587, 77588, 77598, Pasadena TX, Deer Park TX, South Houston TX, Houston TX, Galena Park TX, Channelview TX, La Porte TX, Highlands TX, Webster TX, Seabrook TX, Pearland TX, Baytown TX, Friendswood TX, Kemah TX, League City TX, North Houston TX, Bacliff TX, Manvel TX

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