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What About Us?
We are an experienced equity-based lender situated in the United States. We offer financial support by lending hard money for both commercial and residential investment loans. We don’t operate alone but with real estate brokers, borrowers, and agents all over the United States.
What Keeps Us Ahead Of Our Competitors?
Quick decision making on loans; we are aware of the value of time. Additionally, being direct lenders, we are privileged to make quick decisions on loans regardless of their simplicity or complexity. Other lenders would take weeks to decide on even simple loans. We offer solace for customers that the banks have rejected. We make it possible for customers who have even a lot of equity to get loans.
Affordable rates; our rates are friendly but vary according to the type of property. The types of property considered are land, warehouse, retail, residential, commercial, office buildings, and special purpose. Rates are calculated depending on the risk assessment, terms of the loan, and the financial status of the borrower.
We do longer loans; when many hard money lenders give six to eighteen- month loans, in Prodigy Commercial Lending we do longer loans. This is to give customers enough time to pay their loans without any pressure. After the appraisal is received and reviewed, we fund the loans within 7 to 10 days.
The loan is equity-based; in Prodigy Commercial Lending, we base our loans on the equity of the property. Nevertheless, the income review is done. Are you worried because of that? You shouldn’t. The income review is not a major determinant of loan repayment. Equity of the property is the main factor considered before the loan is warded. No cause of alarm for we work closely with our esteemed customers on loan repayment.
We value our brokers and real estate agents; we prefer loans that are within $80,000 – $5,000,000. We are proud of aggressive brokers and real estate agents. To show our value for them, we pay them thousands of money on a monthly basis.
We are an experienced lending company; everyone would examine the reliability of any lending company based on the period it has been active in the market. We have been alive in the market for over 40 years. This has made us have many customers across the United States. In fact, we are not walking out of the market any soon.
Why We Have Been Successful?
At Prodigy commercial lending, we have equity financing or hard money loans. These loans have helped a lot of borrowers who have problems getting approved for financing. Our loans are based on the equity that is within your home or any property worthy of credit of the borrower.
Hard money loans have assisted to solve immediate financial problems. Don’t give up even if you have been turned away by other lenders. We are here to improve your investment reputation. Give us a try.We service the following zip codes and surrounding areas:
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