Capable Commercial Lending Consultant, Residential Lending Company & Private Lending Agency In Kemah, TX

Proven Success Stories At Prodigy Commercial Lending

We are an equity-based lender, lending hard money for commercial and residential investment loans. We work together with real estate agents, brokers, and borrowers. We are based and perform our operation in the United States.

We are direct lenders and we are therefore able to make quick decisions on loans contrary to other institutions who take their time to arrive at a decision. At Prodigy Commercial Lending, we make the decision on more complex loans regardless of how complex they are. Other hard money lenders give up to eighteen-month loans. At Prodigy Commercial Lending, we do longer loans. These loans take a minimum of 7 days to a maximum of 10 days after the appraisals received and reviewed. As long as you have a lot of equity, we will find the means to secure the loan. We have no problem whatsoever helping clients that banks have turned down.

Our rates are quite flexible and depend on the type of property. These vary on whether it is apartments, retail, land, commercial, office buildings, warehouse, or special purpose. At Prodigy Commercial Lending, the only factors we consider include the risk assessment, term of the loan, and financial situation of the individual who is borrowing the money.

Our loans are based on the equity of the property. We will review the income also as this is not a serious aspect. At Prodigy Commercial Lending, we are firmly based on assets. We assure you that it is possible to do this with our help. We seek loans that range from $80,000 to $5,000,000. We cater to the needs of our brokers and real estate agents. We love them and will pay out thousands of dollars per month for referral fees alone.


Commercial Loans

We have been investing in commercial and residential estates across the United States for more than 40years now. We are confident that with so many years of experience in financing real estate, we can offer you the required loan that will navigate you forward with your purchase or cash out.


Equity Financing May Be The Answer 

The market today is flooded with so many borrowers who have problems getting approved for financing. At Prodigy Commercial Lending, we have what is referred to as equity financing or hard money loans. These loans are based on the equity that is within your home or property. This, however, depends on the creditworthiness of the individual borrower. We can assure you that this will not affect the debt to income ratio for the borrower. The loans are quick and easy to procure. They are quickly approved and funded as they take about 10 days for them to be disbursed after the appraisal.

At Prodigy Commercial Lending, we will help you make short term loans, even if you have been turned down by other institutions. Hard money loans may ease the burden of the immediate problem you are facing. These loans will last from one to three years. The major benefit is that the only collateral needed for commercial and residential investments in real estate equity. Both interest rates and lender fees will depend on the risk evaluation of each individual loan. If you need fast cash out or you have been turned down,  call us at Prodigy Commercial Lending today!

We service the following zip codes and surrounding areas:
77012, 77017, 77034, 77058, 77059, 77062, 77075, 77089, 77501, 77502, 77503, 77504, 77505, 77506, 77507, 77508, 77510, 77511, 77512, 77517, 77518, 77520, 77522, 77536, 77539, 77546, 77547, 77549, 77553, 77563, 77565, 77568, 77571, 77572, 77573, 77574, 77581, 77586, 77587, 77590, 77591, 77592, 77598, Kemah TX, Seabrook TX, Bacliff TX, League City TX, Houston TX, Dickinson TX, Pasadena TX, Webster TX, La Porte TX, Friendswood TX, Texas City TX, Deer Park TX, Santa Fe TX, La Marque TX, Hitchcock TX, Pearland TX, Baytown TX, South Houston TX, Alvin TX, Galena Park TX, Galveston TX


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